Director - GRM Risk Policy

What is the opportunity?

As Director, Risk Policy GRM, you act as the GRM lead for policy approval, governance and oversight for key lending and non-lending portfolios in Business Financial Services, including Commercial, Small Business, Business Deposits & Treasury solutions and Business /Commercial Cards products. You also provide Delegated Lending Authorities and oversight to Commercial / Small Business roles in Regional Banking, Advice Centre and Risk Operations with a focus on sound adjudication processes. Following an Agile risk assessment & approval methodology, you provide effective challenge and approval for key Transformational and Digital initiatives (e.g. ePIX ).

What will you do?

• Provide counsel to Business Unit partners. Ensuring risks inherent in new or amended products, processes, initiatives, strategies and systems are efficiently and accurately identified, assessed, mitigated and monitored, while maintaining and/or optimizing the risk reward balance.
• Provide a strong second line of defence by promoting sound risk management practices and providing risk guidance.
• Execute upon Group Risk Management's risk frameworks and contributes to the ongoing development and updating of policy guidance.
• Approve or recommend (as required) policies, procedures, standards and guidelines.
• Approve or recommend new or amended product and services as per the Product Risk Review and Approval policy.
• Approve or recommend and provide on-going support for Delegated Lending Authorities for field and adjudication roles.

Must Have:

• Strong credit acumen and previous lending/adjudication experience in Commercial markets.
• Proven track record of building productive relationships with business and functional partners.
• Consistently demonstrates intellectual curiosity and resourcefulness; proven decision making ability, able to deal with ambiguity.
• Proven ability to prioritize work effectively and manage competing demands.

Nice-to-Have:

• Experience in digital transformation programs.

What is in it for you?

We thrive on the challenge to be our best, progressive thinking, to keep growing, and working together to build and deliver trusted reporting to help our stakeholders succeed and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

• A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation
• Ability to make a difference and lasting impact
• Work in a dynamic, collaborative, progressive, and high-performing team
• Opportunities to take on progressively greater accountabilities

Job Skills

Additional Job Details

Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above